Protect What Matters Most – Budget-Friendly Coverage for a Secure Tomorrow
It's about getting peace of mind without stretching your budget. We offer life insurance that can cost under $10/week. Think of it as a smart, flexible way to protect what matters most.
Cost Effective Life Protection
You can get $500,000 in cover from just $21.53/month. It’s about securing your future without it being a financial burden.
What are the types of life insurance?
Life insurance isn’t one-size-fits-all.
Life is already complex and ever-changing. That’s why life insurance offers tailored solutions to help protect what matters most. Whether you’re navigating a mortgage, raising a family, or building your career, understanding your options brings real peace of mind.
You can often purchase these types of cover separately—or bundle them together for more comprehensive protection.
Here are the four key types of life insurance in Australia:
01/04
Life Cover (Death Cover / Term Life Insurance)
Life Cover pays a lump sum to your nominated person (e.g., partner or children) if you pass away or are diagnosed with a terminal illness (typically with 12–24 months life expectancy, depending on the insurer).
02/04
Trauma Cover (Critical Illness Cover)
Trauma Cover provides a lump sum payment if you’re diagnosed with a serious illness, such as cancer, a heart attack, stroke, or sustain a major injury.
03/04
Total and Permanent Disability (TPD) Cover
TPD Cover provides a lump sum if you become totally and permanently disabled and cannot return to work. You can choose cover for your specific occupation or for ‘any occupation,’ which affects cost and claim criteria.
04/04
Income Protection Insurance
Income Protection provides a regular payment, usually up to 70% of pre-tax earnings, if you’re unable to work due to illness or injury.
Who is this for?
Life’s an adventure, full of unexpected turns. This is for you if you want to prepare for anything life throws your way:
The Go-Getter
Safeguarding your mortgage, your career, and the future of those you love, even if unforeseen accidents or serious illness strike.
The Innovator
Ensuring your business and family are protected, come what may, from unexpected incapacitation to critical health events.
The Hands-On Hero
Securing your income and your family's future, especially against unforeseen injuries on the job, during a weekend adventure, or a spontaneous trip.
The Family Builder
Guaranteeing financial stability for your children, providing a lasting safety net no matter what the future holds.
The Prepared Heart
Accessing tailored cover for true peace of mind, so your health history doesn't stop you from protecting your loved ones and your legacy.
Discover how LifeWise helps you build a secure future, with confidence and simplicity.
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Join 3200+ families supported by LifeWise
Why choose us?
Quick & Easy Application
No lengthy forms or frustrating waits. Our process is designed to fit into your busy life, getting you covered quickly.
Cost-Effective Options
Plans start from as little as $21.53/month. Protecting your loved ones shouldn't be a financial strain.
Digital
Convenience
Convenience
Get quotes, manage your policy, and receive support online and via email— it's all on your schedule.
Joint & Bundled Discounts
Save more when you protect you and your partner together.
Trustworthy
Brands
Brands
We partner with leading insurers like TAL, AIA, Zurich, and OnePath. This means you get reliable cover and the flexibility to compare different options all in one place.
Discover our panel of trusted insurers
Why Now?
Life's unpredictable, but your financial future doesn’t have to be.
Whether you’re buying that first home, expanding your family, or advancing your career - securing your loved ones' financial well-being is a smart move. Life insurance helps protect against the unexpected, allowing you to focus on what truly matters.
It’s there when you need it, adapting to your lifestyle.
HOW IT WORKS?
Minimal Hassle, Maximum Ease
Step 1
Get Your
Instant Quote
Fill out the form to see how budget-friendly life insurance can be.
Step 2
Simple
Application
Get covered with expert support to simplify paperwork.
Step 3
Peace
of Mind
Enjoy the reassurance of making a smart choice for your future.
Testimonials
Join 3200+ families supported by LifeWise
Ready to Secure Your Future?
Get your free quote today and discover how cost-effective reliable protection can be. Protect your loved ones, your home, and your future with confidence and simplicity.